Archive for the ‘Useful Info’ Category

As per human tendency people alway goes behind most easiest things and cashless on of this. In cashless policy companies are claims that they will provide you cashless facility during the treatment or hospitalization and they do but as per the policy rules and units and mostly time we misguide by our insurance agent because of his/ her sales targets.

In India mostly insurance companies are providing health insurance policy and there are few who is providing cashless insurance and its premium is little high than other insurance policy and one TPA is involved  in during the settlement. The TPA (Third Party Administrator) authorised to do all paper work and authorized communicator of insurance firm. He have a rights to approve and rejects you insurance claim.

Most of the time we never read the term and condition and trust on our insurance agent and they most of the time miss guide us due to sales target. We should read term and conditions and features of policy or at-least check following things .

Total Units, Daily Room charges, Daily ICU charges, Weekly cash allowance, Minimum hospitalization day, Nearest hospitals, Is policy is cash less, Under cover Disease, Critical illness include or exclude etc.

Most of the time during the hospitalization, hospitals are recommends few unnecessary test because of they know that you have a health policy so be cautious during the time of hospitalization and ask to the hospital why is it necessary?. You should understand that insurance firm will not pay you 100% of claim.

I hope it is enough to understand before to choose any insurance policy. I recommend you to buy two health policy one any or other is MAX health Insurance  at a time, Because one will protect you and bear hospitalization charges and another will recover your other loss. Max health policy will provide you cash reimbursement and it is an single policy where you can claim through photocopy of bills.

For more information or fee consult call at 08010 525 868.

Beema King leading insurance services provider firm of India. visit our website at BEEMA KING

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Best Life Insurance, Health Plans at +91 99 5859 0590

Written by Basanti negi on Sunday, January 31st, 2010 in Kumaun, Useful Info.
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All Life Insurance Plans. from LIC & all other companies. Delhi, NCR & anywhere. LIC plans :- (9818508577) *Jeevan Anurag *Komal Jeevan *CDA Endowment Vesting At 21 *Marriage Endowment Or Educational Annuity Plan *CDA Endowment Vesting At 18 *Jeevan Kishore *Jeevan Chhaya *Child Career Plan *Child Future Plan *Jeevan Aadhar *Jeevan Vishwas *The Endowment Assurance Policy *The Endowment Assurance Policy-Limited Payment *Jeevan Mitra(Double Cover Endowment Plan) *Jeevan Mitra(Triple Cover Endowment Plan) *Jeevan Anand *New Janaraksha Plan *Jeevan Amrit *Jeevan Shree-I *Jeevan Pramukh *The Money Back Policy-20 Years *The Money Back Policy-25 Years *Jeevan Surabhi-15 Years*Jeevan Surabhi-20 Years *Jeevan Surabhi-25 Years*Bima Bachat *Jeevan Bharati *The Whole Life Policy *The Whole Life Policy- Limited Payment *Jeevan Anand *Jeevan Tarang *Two Year Temporary Assurance Policy *The Convertible Term Assurance Policy *Anmol Jeevan-I *Jeevan Nidhi *Jeevan Akshay-V *New Jeevan Dhara-I *New Jeevan Suraksha-I *Profit Plus *Fortune Plus *New Bima Gold *Bima Nivesh 2005 *Jeevan Saral *Jeevan Madhur *Health PlusContact Immediately +91 99 58 590 590.

Best LIC Plans in India

Today no body knows about the circumstances of life, which really is very uncertain but planning well in advance making ourselves insured can reduce the risk of uncertainty that life has in store for us thereby a sound way in managing our responsibilities.

It is rightly said, Life is neither the bed of roses, nor the path of thorns, It is the simple realization, because roses also have thorns….So lets face this realization by taking LIC policy to secure the future.

We all know that no matter what Accidents in life happen, One thing is certain that LIFE GOES ON…so why not make it secure in such a way that family behind has some security to rely upon…

Call for Insurance advice… +91 9958 590 590 or mail us lic @ itvision.in

ICICI’s message to customer

Written by mithun on Monday, October 13th, 2008 in Kumaun, News, Useful Info.

Dear Customer,

We are aware that you are being misled by numerous malicious and baseless rumors. Many of these are via SMSes. Many of our customers have written in to us expressing solidarity and confidence in our relationship, and have mentioned they have dismissed these rumors, for which we are grateful. Still we know that these rumors may cause you distress and doubts. You are our valued customer and we would not like you to have any of these feelings. So we have now chosen to write to you directly to allay your concerns if any.

You would have seen the categorical endorsement of the soundness of Indian banking as well as ICICI Bank’s sound financial health from the RBI and the Finance Minister. You would have also read about the unequivocal certificate of confidence reposed on us by S&P an independent rating agency of repute. We have categorically and in a transparent manner disclosed that

  • We have ZERO exposure, directly or indirectly, to US sub-prime
  • We have 150% more capital than what Banks are required to have, and we are one of the highest capitalized banks in the country
  • We have a AAA rating
  • We have sound liquidity to meet your needs whenever you need and in what ever amounts you may need

Your bank has grown and achieved its status of pre-eminence due to the patronage and trust you have reposed thus far in us. We have made many an Indian smile with a house, car and every banking need dreamed of by Indians. I am sure nothing factually or otherwise has changed in our relationship that we should let baseless rumors cast doubts in your mind. We once again want to reaffirm to you that the bank you have built and assisted to grow to pre-eminence will be with you day and night. We take pride in serving you and being the bank of your first choice.

We desire and request the continuance of your unwavering trust and relationship. We promise to you that not only your deposits but all your interests are safe and secure with us. In case you need to reach us, kindly write to us at customer.care@icicibank.com.

Sincerely

V. Vaidyanathan
Executive Director
ICICI Bank Ltd

Need O+ blood

Written by M. S. BORA on Friday, October 10th, 2008 in Kumaun, Useful Info.

Mr. Manmohan Singh Negi from Uttarakhand (living in Indirapuram) suffering from dengue, and also undergoing treatment at Fortis Hospital, NOIDA and he need immediate O+ blood. He is in Very Critical Condition. However, doctors have advised that he need O+ Blood immediately to save the life of Mr. Negi.

Address: Fortis Hospital, NOIDA

I request all fellow Uttarakhandis to show their Unity and solidarity by coming forward to help a fellow Uttarakhandi and save the life of Mr. Negi.
You can contact at the following number …
Ms. Negi: 9990514166
Kindly to help a fellow Uttarakhandi in time of need.

Regards,
Balwant Dangwal

Check worth of your website

Written by smart_jutt85 on Friday, October 10th, 2008 in Technology, Useful Info.

We are always think that what should value of our website, but we have to always leave this thing because we have not any knowledge to check website worth. I am writing here about a tool which is very unique and well effective. Here you can check value of your website. It is very simple to get value of your website. Just open http://directory.sootle.com/website-worth/ website and enter your doamin name. It supports all countries domain.

I hope this tool must help you to make your website more effective.

India has become a dumping ground for banned drugs

Written by M. S. BORA on Friday, October 10th, 2008 in Kumaun, News, Useful Info.

Pls Read Very Carefully India has become a dumping ground for banned drugs; also the business for production of banned drugs is blooming. Plz make sure that u buy drugs only if prescribed by a doctor(Also, ask which company manufactures it, this would help  to ensure that u get what is prescribed at the Drug Store) and that also from a  reputed drug store. Not many people know about these banned drugs and consume  them causing a lot of damage to themselves. Plz Make sure u forward it everyone u know.

DANGEROUS DRUGS

THESE DRUGS HAVE BEEN GLOBALLY DISCARDED BUT ARE AVAILABLE IN  INDIA.

The most common ones are D cold, Vicks action 500 & Nimulid.

ANALGIN:
This is a pain-killer. Reason for ban: Bone marrow depression.
Brand name: Novalgin
____________ _________ _________ _________ _________ _________ _
CISAPRIDE:
Acidity, constipation. Reason for ban : irregular heartbeat
Brand name : Ciza, Syspride
____________ _________ _________ _________ _________ _________ __
DROPERIDOL:
Anti-depressant. Reason for ban : Irregular heartbeat.
Brand name :D roperol
____________ _________ _________ _________ _________ _________ _____
FURAZOLIDONE:
Antidiarrhoeal. Reason for ban : Cancer.
Brand name : Furoxone, Lomofen
____________ _________ _________ _________ _________ _________ ___
NIMESULIDE:
Painkiller, fever. Reason for ban : Liver failure.
Brand name : Nise, Nimulid
____________ _________ _________ _________ _________ _________ _________ ______
NITROFURAZONE:
Antibacterial cream. Reason for ban : Cancer.
Brand name : Furacin
____________ _________ _________ _________ _________ _________ _________ ______
PHENOLPHTHALEIN:
Laxative. Reason for ban : Cancer.
Brand name : Agarol
____________ _________ _________ _________ _________ _________ _________ ______
PHENYLPROPANOLAMINE :
cold and cough. Reason for ban : stroke.
Brand name : D’cold, Vicks Action-500
____________ _________ _________ _________ _________ _________ _________ ______
OXYPHENBUTAZONE:
Non-steroidal anti-inflammat ory drug. Reason for ban : Bone marrow depression.
Brand name : Sioril
____________ _________ _________ _________ _________ _________ _________ ______
PIPERAZINE:
Anti-worms. Reason for ban : Nerve damage.
Brand name : Piperazine
____________ _________ _________ _________ _________ _________ _________ ______
QUINIODOCHLOR:
Anti-diarrhoeal. Reason for ban : Damage to sight.
Brand name :Enteroquinol



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